If the driver you hit has uninsured or underinsured motorist coverage then youre in luck.

What happens if the person at fault in an accident has no insurance in florida. Which means that even if the car accident is your fault the other drivers car insurance policy should cover any minor damages or injuries that he or she sustains. Repair costs vary depending on the type of accident and whether youve damaged someone elses vehicle or caused property damage eg to someones house. If you reside in a no-fault auto insurance state then you might not be able to file an option.

If you were the at-fault driver in the accident and you dont have insurance youll have to pay out of pocket for any damage or injuries you caused even though you dont have coverage the other driver has the right to recover damages from you meaning they can sue. If you are in a not-at-fault accident without insurance you can file a claim with the other drivers insurance. This means that even if the car accident is your fault the other drivers car insurance policy should cover any minor damages or injuries that he or she sustains.

Thats because in a no-fault state each driver or that drivers insurance company is responsible for their own damages and injuries. Without insurance you may have to pay out of your own pocket. If the driver you hit has uninsured or.

What happens if I was at fault in a car accident with no insurance. Your ability to file a lawsuit against someone in a no-fault state is very limited. Collecting from Drivers that do not Have Car Insurance Since Florida is a no-fault state the majority of an accident claim will be paid out by your car insurance agency.

This is not true. If you have no comprehensive insurance or third-party property insurance on your own car you can try reporting the accident to p. That means injured drivers and passengers must typically turn first to their own personal-injury-protection car insurance coverage to get compensation for medical bills lost income and other out-of-pocket losses after a crash regardless of who might.

When the Accident is Your Fault Again Florida is a no-fault auto insurance state. Personal Injury Protection PIP. Since you arent at fault the other drivers state mandated liability insurance coverage would generally pay for damage to your car and property and for your medical bills for injuries up to the limit of the policy.