This risk is especially prominent in Virginia where drivers can legally operate their vehicle without insurance as long as they pay an annual 500 to the states Department of Motor Vehicles.

What happens if an uninsured driver hits you. You have an obligation mandated by the state to report the accident especially if the damage is over the threshold amount of 1000. But if it is determined that the driver that hit you was uninsured then an uninsured motorist claim is filed with your insurance carrier. If you have this coverage you can file a claim with your own insurance company.

Your insurance coverage is designed to protect you from uninsured drivers. If an uninsured motorist hits you stay calm and contact your insurance provider. And if you find insurance costs.

Getting hit by an uninsured driver can be complicated. This helps protect you against anyone who does not have insurance. The first thing that you will probably be burdened with if you were in a car accident with no insurance is a penalty.

When an uninsured motorist is hit by an insured driver they may still face some hefty consequences for their lack of insurance. The insurance companies might try to. Regardless of whether the driver who hits you has insurance you should take these five steps after the accident to protect yourself.

If it goes to court the fine could be unlimited and you could be banned from driving. When a drivers negligent or reckless behavior triggers a car accident that injures you you deserve fair compensation. This type of coverage applies if you are hit by a driver who is not insured.

Although these uninsured drivers can still file a claim against the insured driver insurance companies will often report these uninsured to the state. Both Missouri and Illinois require vehicle owners to carry a minimum of 25000 per person and 50000 per accident for uninsured motorist coverage. So if youre not sure you might want to check if your car has valid insurance.