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What does use for private business mean on car insurance. Business car insurance policies fall under the following classes. Elsewhere and the private and business use policies pretty much echo the private and occasional business use plan save for the value-added benefit that your car can then be registered to the business itself allowing cover for any driver. You may need to call your insurer or insurance broker to arrange it.

Recommended by 938 Of Users. If you drive to different places as part of your job and not just to and from the office youll need to take out business car cover. These Business Use categories are referred to by different descriptions depending upon the insurance company.

When looking for quotes for business use vehicles you will probably have to look at a few things. If youve any named drivers on the policy they might not be covered for their business-related use. Class 1 use is when the car is being used for social domestic and pleasure purposes and for use by the insured andor spouse in connection with hisher business or occupation.

Whats business car insurance. If your business activities are covered by your personal car insurance policy or by the companys commercial insurance policy then you should be safe. If using your private vehicle for business use there are 3 different classes to choose from.

Get A Free Quote In Minutes. Extended car insurance for business use Its likely your current car insurance wont cover you for the times you use your car for business use if youve become self-employed. As with class 1 business insurance this class does not cover deliveries or selling of any kind.

As a general rule using your car for business in the ways suggested above means that you will almost certainly rack up a significantly higher mileage than you would for personal use. It is even more important to have comprehensive car insurance on a vehicle being used for business than a private car as it is most likely used to secure income for the business. For someone who is really racking up the miles such as a travelling salesman.