Medical costs for anyone youve injured.

What does third party vehicle insurance cover. In that case your insurer will bear the expenses andor liabilities arising from such an eventuality. See how our customers save big on auto insurance. Third-party liability coverage is the portion of an insurance policy that protects you if youre sued or threatened to be sued for a physical injury or damage to someone elses property.

It provides compensation for people injured or killed in a car accident that is deemed to be not their fault. This includes both their own passengers people in another car and pedestrians. In other words when you purchase this coverage its designed to protect you financially if someone files a claim against you.

If you are involved in an accident third party car insurance will typically cover you for. Third-party means it didnt happen to you but to someone else. It will also cover you for an emotional shock claim against you by a party who is not directly involved.

It offers protection for drivers if theyre at fault in an accident and the other party is hurt or even killed. Third-party liability car insurance prevents you from paying for the damage out-of-pocket and is the only type of car insurance thats mandatory across Canada. Otherwise those costs are on you.

Repair costs to any property youve damaged. Repair costs for vehicles damaged in an accident caused by you. What Is Covered By Third-party Liability Insurance.

In simple words it is an insurance policy that protects you from legal liabilities which may arise in case of an accident. Injury to a driver or passenger in another car third-party injury Damage to another persons car. Third-party car insurance is designed to protect you from legal action in the event that you cause an accident.