An insurer including Admiral would pay out for any damage or injury caused to a third party including passengers animals damage to property and accidents caused by a passenger or named driver.

What does third party car insurance cover. Injury to a driver or passenger in another car third-party injury Damage to another persons car. And uninsured automobile coverage provides up to 200000 for damages if. Suppose you hit someones car and caused them severe damages.

Third party insurance protects customers against financial ruin from potential claims for injuries or damages they may cause to another person. In that case your insurer will bear the expenses andor liabilities arising from such an eventuality. Basically third-party insurance is liability coverage thats purchased by a consumer first party from an insurance company second party to protect against claims from other people third party for injuries or damage the first party causes.

It is referred to as a third-party cover since the beneficiary of the policy is someone other than the two parties involved in the contract the car owner and the insurance company. See how our customers save big on auto insurance. Third-party car insurance is designed to protect you from legal action in the event that you cause an accident.

In simple words it is an insurance policy that protects you from legal liabilities which may arise in case of an accident. Thats why you need to be prepared for the off-chance you cause an accident that results in property damage or injuries. Damage to another persons property.

Third-party insurance provides coverage when you are responsible or at fault resulting in property damage or personal injury. That means the CTP insurance you select when you register your car would pay for another partys personal injuries if you caused an accident. Direct compensation covers damages as a result of an accident where an identified insured third-party is at-fault.

Third party car insurance is the most basic level of cover and the minimum required by law. CTP is an abbreviation for compulsory third-party insurance. The policy does not provide any benefit to the insured.