When youve been in an accident or your car needs a tow you should always call up your provider first.

What does third party car insurance cover you for. Third party car insurance is the most basic policy you can get and it only covers you for a collision or accident that damages someone elses vehicle or property. Medical costs for anyone youve injured. Third-party liability insurance can help protect you or your business in the event youre held liable for a third-partys bodily injury or property damage.

We already mentioned that third-party liability insurance coverage provides you with the finances needed to pay other parties that sue you for causing an accident. Third-party means it didnt happen to you but to someone else. The policy does not provide any benefit to the insured.

The term third party refers to a person involved with a car insurance claim who is not you the holder of the policy or the driver. To get even more granular third-party liability coverage includes. Third party car insurance is the minimum level of cover you can take out - it is a legal requirement.

In particular it will help cover any costs youre required to pay for vehicle damages or injuries sustained by other drivers or their passengers. In other words when you purchase this coverage its designed to protect you financially if someone files a claim against you. A third party car insurance policy ensures that if you cause an accident any damage to the other persons vehicle or property will be paid for by your insurer.

Third-party insurance pays the charges when someone makes a claim against you or your car insurance company. What is Third-Party Car Insurance. In Canada third-party liability insurance kicks in if youre found responsible for damage to a persons property injuries or death.

Repair costs to any property youve damaged. Well go into more detail about general third-party liability insurance as well as the specifics when it comes to car home and business insurance. The coverage is specifically meant for the insured driver andor owner of the vehicle.