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What does third party car insurance cover mean. Motor third-party insurance or third-party liability cover which is sometimes also referred to as the act only cover is a statutory requirement under the Motor Vehicles Act. For that youd need a comprehensive insurance policy. Your third-party liability covers the following.

Third-party liability coverage is the portion of an insurance policy that protects you if youre sued or threatened to be sued for a physical injury or damage to someone elses property. What Is Covered By Third-party Liability Insurance. In that case your insurer will bear the expenses andor liabilities arising from such an eventuality.

What is Third-Party Car Insurance. Third party car insurance is a motor insurance contract that ensures protection of the vehicle owner against any unforeseen accidental liabilities arising out of third party vehicle damages property damages bodily injuries disability and death. Your third-party insurance would cover the cost of the other persons car and medical expenses.

As the name suggests third party insurance will only cover any third parties involved in a car accident which is the fault of the policy holder. Third-party injury to a passenger or a person in another car. TPO covers damage to other people and other cars but any damage to your own car is your responsibility to fund and sort.

An example is automobile insurance that will indemnify the insured if another driver causes damage to. The term third party refers to a person involved with a car insurance claim who is not you the holder of the policy or the driver. Legal fees and lawsuits as a result of the accident.

Third party car insurance third party only is the most basic policy type and is the minimum level of cover required by law to make sure third parties involved in any accidents are covered. If you have an accident while driving the car thats listed on your policy third-party insurance covers you for. Keith is reversing out of a parking space.