Third party car insurance is the minimum level of cover you can take out - it is a legal requirement.

What does third party car insurance cover mean. Third party car insurance covers damage to others as a result of an accident thats your fault. What isnt covered by third-party insurance. Injury to a driver or passenger in another car third-party injury Damage to another persons car.

This insurance pays for the injuries of the occupants of the other vehicle the cost of repairing it as well as damages caused when you are determined to be the at-fault driver. Third party car insurance is a motor insurance contract that ensures protection of the vehicle owner against any unforeseen accidental liabilities arising out of third party vehicle damages property damages bodily injuries disability and death. Third-party only is the lowest allowable level of car insurance you can get.

Comprehensive car insurance - also known as fully comprehensive - covers damage to yourself your car as well as compensating a third party if you are involved in an accident. It is referred to as a third-party cover since the beneficiary of the policy is someone other than the two parties involved in the contract the car owner and the insurance company. Otherwise those costs are on you.

Your third-party liability covers the following. Third-party liability coverage is the portion of an insurance policy that protects you if youre sued or threatened to be sued for a physical injury or damage to someone elses property. Keith is reversing out of a parking space.

Third party insurance protects customers against financial ruin from potential claims for injuries or damages they may cause to another person. What isnt covered though is damage to your own car or any injuries you suffer. Suppose you hit someones car and caused them severe damages.

Nor does it cover theft of your car. An example is automobile insurance that will indemnify the insured if another driver causes damage to. A third party car insurance policy ensures that if you cause an accident any damage to the other persons vehicle or.