Unlike comprehensive car insurance third party property insurance plan only covers the third party liabilities.

What does third party car insurance cover in australia. Cars must have liability insurance to be on the roads which covers damage costs to anything outside of the car but not the. A third party is defined as a person or group apart from two other parties who are primarily involved in a legal transaction such as an individual and hisher insurer. CTP is an abbreviation for compulsory third-party insurance.

An example of this is the Compulsory Third Party Division CTD of Western Australia which insures drivers and the government against injuries arising from accidents on the road. When you buy a Third Party Car Insurance policy you become an RAC member and get a whole heap of great extra benefits so you can make savings every day. CTP covers you against personal injury you might cause to another person in a car accident or incident.

This cover is different to Compulsory Third Party insurance CTP. Except for our Damage caused by an uninsured driver standard feature or unless you have extended your policy to cover fire and theft up to 10000 this. Third party cover varies around the globe.

Its also known as third party property damage insurance CTP insurance which is compulsory covers your legal liability for injuring or killing someone else in a motor accident. Third party property insurance which is voluntary covers your legal liability for damage your car causes to other peoples property including their car. This type of car insurance is third party property car insurance.

QBEs Third Party Property Damage car insurance covers damage caused by the use of your car to other peoples cars and property but not damage to your own car. It provides compensation for people injured or killed in a car accident that is deemed to be not their fault. You are not covered for any damage to.

Compulsory third party CTP insurance is a minimum and compulsory level of cover in Australia. However CTP does not cover for damage to third party vehicles or third party property. Compulsory third party CTP As the name suggests CTP insurance is compulsory.