For more on whats covered under each policy go to QBE car insurance.
What does third party car insurance cover in australia. This type of car insurance is third party property car insurance. That means the CTP insurance you select when you register your car would pay for another. Third party property car insurance with cover for fire and theft.
Third Party insurance is different to CTP Compulsory Third Party. Compulsory third party CTP insurance is a minimum and compulsory level of cover in Australia. You automatically get CTP insurance in WA when you pay your car registration.
For an extra premium it can also cover your car for fire and theft for up to 10000. Third party property insurance which is voluntary covers your legal liability for damage your car causes to other peoples property including their car. However CTP does not cover for damage to third party vehicles or third party property.
Third Party Property Damage Insurance covers you for up to 20 million legal liability for any damage the use of your car causes to other peoples property or car. This means your car is covered if its stolen or damaged by fire or attempted theft. Its also known as third party property damage insurance CTP insurance which is compulsory covers your legal liability for injuring or killing someone else in a motor accident.
CTP covers you against personal injury you might cause to another person in a car accident or incident. But what does that mean. Depending on where you will be driving the laws for third party insurance will vary.
QBEs Third Party Property Damage car insurance covers damage caused by the use of your car to other peoples cars and property but not damage to your own car. It provides extensive coverage to your car against damage theft or natural disaster events. This covers you or anyone else for death or injury if your car is involved in an accident.