Compulsory third party CTP As the name suggests CTP insurance is compulsory.

What does third party car insurance cover in australia. This type of car insurance is third party property car insurance. Most European countries follow a similar car insurance model to Australia. However it does not cover you for damage to your car or anyone elses.

GIO offers four levels of car insurance to make it easy for you to choose the amount of cover that best suits your needs. However you can choose to include cover for fire and theft. You are not covered for any damage to.

It provides compensation for people injured or killed in a car accident that is deemed to be not their fault. Third party property car insurance with cover for fire and theft. It covers people for death and injury caused in a car accident but does not provide any cover for damage to.

Third Party Property Damage Insurance covers you for up to 20 million legal liability for any damage the use of your car causes to other peoples property or car. This insurance policy protects your own vehicle. Unlike comprehensive car insurance third party property insurance plan only covers the third party liabilities.

CTP covers you against personal injury you might cause to another person in a car accident or incident. In legal-speak the Compulsory Third Party CTP insurance which is part of every WA motor vehicle registration covers unlimited liability for personal injury caused by through or in connection with directly driving the insured motor vehicle in incidents to which the Motor Vehicle Third Party Insurance Act 1943 applies. You automatically get CTP insurance in WA when you pay your car registration.

For more on whats covered under each policy go to QBE car insurance. Third party cover varies around the globe. An example of this is the Compulsory Third Party Division CTD of Western Australia which insures drivers and the government against injuries arising from accidents on the road.