Own Damage is an insurance cover that protects you against the loss and damage that occurred to your own vehicle like fire theft etc.

What does own damage mean in car insurance. If you find yourself involved in an accident the amount of damage to the car will determine if it can be repaired or if it is written off. The Road Traffic Act 1988 s170 2 says if you are the driver and involved in an accident. Car insurance companies have strict rules when assessing a cars damage after a crash.

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Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else. Click to know more about car insurance from Reliance General. This means that if you have an accident you can claim to have your car fixed and your insurance provider may also compensate anyone else involved if eligible.

Damages and losses caused to your own vehicle. In car insurance Own Damage OD Premium provides you Own Damage OD Cover. Our Price Index Shows Car Insurance Premiums Fell 105 - Did yours.

The own damage cover allows you to compensate for the repair and replacement expenses. What is Covered not Covered under an Own Damage Section of Motor Insurance Policy Own damage cover is an extensive policy which offers the insured against loss or damage to the vehicle insured along with a third party cover for the Below given perils- The following perils are covered under a comprehensive policy. Unlike liability insurance own damage car insurance is optional.

In case of an accident an own damage cover compensates you for expense to repair or replace parts of your car damaged in the accident. However it is important that you buy own damage car insurance if you want to receive reimbursements for damages caused to your car owing to natural calamities such as storms earthquakes floods etc. It is also referred to as collision insurance or self-damage insurance by some.