It usually doesnt cover bodily injury thats caused to another road user during an accident.

What does non-compulsory third-party property insurance cover. Compulsory third party covers injury to the occupants of the other vehicle only and will not cover the cost of repair of the vehicle itself. Third Party Fire and Theft insurance offers some protection for your car while paying for damage to other peoples property. If the damage is beyond the insurance cover the policyholder has to bear the additional expense.

Third party property is for the cost of repair of any vehicles you hit and are liable for User 478700 64 posts. This is to specifically protect property owners from any third party claims. The Personal Liability Cover offers financial protection for property owners should a third party lay a claim against a homeowner for accidental death injury or illness which may occur on their property.

It also covers expenses if your vehicle is damaged in a fire or stolen. What It Would not Cowl. Your third-party liability covers the following.

A non-compulsory third party property insurance covers the damage you might cause to another persons vehicle or property while driving. Repair costs for vehicles damaged in an accident caused by you. It also offers homeowners financial protection for accidental loss or damage to a third partys property.

It might also cover the cost to repair the damage and loss caused to someone elses vehicle or property and it covers you generally up to 20 million for your legal liability in the case of you causing damage to another persons property. For an extra premium it can also cover your car for fire and theft for up to 10000. What Third-Party Car Insurance Does Not Cover In addition to establishing limits on compensation in Third Party Insurance there are various cases that are not covered by this policy.

Repair costs to any property youve damaged. Legal fees and lawsuits as a result of the accident. In this case the policy will only take effect if the injury or damage was of course caused by the operation of the insureds motor vehicle.