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Accident sickness and unemployment insurance provides cover for a range of scenarios.

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With this kind of insurance you take out a policy and pay a monthly premium and then if you lose your job youre made redundant for example or you become ill you can use the insurance to cover. Plus no hidden fees. Some pay out a single lump sum some will pay out a regular monthly income while others will cover payments for specific things such as your mortgage or credit card payments.

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