Comprehensive insurance repairs your car when it is damaged by theft vandalism fire weather or accidents with animals such as deer.

What does a comprehensive car insurance cover. Comprehensive coverage typically covers damage from theft fire. For example if you have an accident which causes 2000 in damage to your car and you have a 500 deductible you will pay the first 500 and your insurer would pay the remaining 1500. The common causes are fire theft falling tree flood or hail.

Comprehensive insurance protects you from situations other than collisions. Comprehensive insurance is a type of optional coverage you could add to your car insurance. Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision.

Your deductible is the portion of the claim you pay. Without comprehensive cover you risk having to fork out for repairs yourself. It does provide protection against external sudden situations which are beyond your control.

You can also claim when fault cant be proven eg. Comprehensive insurance covers the costs of damage to your vehicle that isnt the result of a collision. Comprehensive auto insurance coverage protects your car from all man-made or natural calamities.

If you return to your car after shopping to find that someone has hit your car and driven off. Most comprehensive car insurance policies also pay to replace your windshield if it gets chipped or cracked and protect you against repair costs after hitting an animal with your car. While this insurance type is optional in every state of our country it is better to have some extra coverage for your car.

In other words insurance follows the driver not the car. In the industry its sometimes known as other than collision coverage. Comprehensive coverage replaces or repairs your vehicle if its stolen or damaged.