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What does 3rd party insurance cover in australia. But what does that mean. Third Party insurance is different to CTP Compulsory Third Party. Third party property insurance covers damage that you cause to someone elses property while driving your car up to policy limits.

The TAC is the sole insurer under the scheme. What Is Covered By Third-party Liability Insurance. Third Party Fire and Theft insurance covers repairs to other peoples property as well as fire damage to and theft of your vehicle.

For an extra premium it can also cover your car for fire and theft for up to 10000. For example the driver could invalidate the cover by driving off road driving under the influence of. CTP covers you against personal injury you might cause to another person in a car accident or incident.

Third party property insurance which is voluntary covers your legal liability for damage your car causes to other peoples property including their car. In terms of cover its different from the legal minimum insurance required in Australia which is a compulsory third party CTP also. For more on whats covered under each policy go to.

CTP insurance covers those injured in a crash for. You automatically get CTP insurance in WA when you pay your car registration. Third party liability cover means dog owners are covered if property is damaged or someone is injured falls ill or is killed as a result of an incident involving your dog.

When you pay your vehicles licence part of the fee is for compulsory third party insurance. Repair costs to any property youve damaged. Its also known as third party property damage insurance CTP insurance which is compulsory covers your legal liability for injuring or killing someone else in a motor accident.