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What are the different auto insurance coverages. Some companies may carry them while others may not as they are geared more towards niche markets and needs. Fully Comprehensive Car Insurance. Liability is a required auto insurance coverage in 49 states while comprehensive and collision are optional coverages if your car is paid off.

Read your policy carefully because coverages vary. Ad Quality Insurance For Your Car. There are even more coverage options available to drivers with more specific needs.

Ad Award Winning Car Insurance For Low Mileage Drivers. Liability coverage is required in most US states as a legal requirement to drive a car. If your car is damaged by hail vandalized or stolen for example then you might not be able to file an insurance claim with your collision or liability coverage.

Comprehensive coverage will pay to repair or replace your car if it is damaged outside of an accident or stolen. Get A Quick Quote In Seconds And See If You Can Save. Comprehensive and collision coverage are coverages that protect the value of your own car.

Ad Come Direct To Direct Line For A Car Insurance Quote You Cant Get Anywhere Else. Ad With A Host Of Optional Extras You Can Tailor Your Car Cover To Suit You. While different states mandate different types of insurance and there are several additional options such as gap insurance available most basic auto policies consist of.

It mainly depends on the value of your car. The main difference between collision-only insurance and comprehensive insurance is that comprehensive insurance covers damage caused by non-collision-related incidents. Get A Competitive Quote Today Save.