Boat and personal watercraft insurance offers protection from theft damage and liability in case of an accident or injury experienced while using your boat.

Watercraft insurance coverage. Liability coverage for injury to passengers including water skiers or tubers being towed by you Liability coverage for injury to others in the water or aboard other watercraft Theft or damage including loss of attached equipment. Boat insurance does not usually cover canoes kayaks or personal watercrafts PWC. Boat insurance yacht insurance and personal watercraft insurance.

It may also help pay to replace your boat if its stolen. Ad Find Cheapest Full Coverage Car Insurance and Related Articles. It can also protect you against damage or injury caused by another boater who may be uninsured or underinsured.

Get Coverage for Your Personal Watercraft Turn to Keller-Alge Insurance Agency to help you understand why adding your personal watercraft to your homeowners policy is not enough. Boat insurance helps protect a boat and other watercraft from certain risks. Boat insurance coverage will depend on what type of boat you have what insurance provider you use and what coverage youre willing to pay for.

May help prevent you from paying out of pocket for medical bills and other related costs like loss of income when someone is injured in an accident you caused with your boat or personal watercraft. It will cover such specialties like angling vessels recreation artworks and yachts. Personal Watercraft PWC Yacht - generally vessels 26 and smaller are called boats and yachts are 27 and larger.

The other standard feature in a boat insurance policy. It covers most watercrafts with motors including fishing boats pontoon boats paddle boats leisure crafts and yachts. The proper insurance coverage can protect you from the following.

General boat insurance typically covers physical damage to your boat as long as none of the restrictions of the policy were violated and liability coverage for damage to other property caused by you while operating your boat. A homeowners policy only provides minimal coverage while a separate policy can provide the specialized coverage you need. Whether you are a yacht owner recreational boater sailor or fisherman the experienced agents at Loiselle can find the best boat insurance policy for you.