The watercraft exclusion does not apply while the watercraft is on the residence premises.
Watercraft exclusion. COMMERCIAL LIABILITY UMBRELLA COVERAGE FORM This insurance does not apply to any liability arising out of the ownership operation maintenance use loading or unloading or entrustment to others of any watercraft owned or operated by or rented or loaned. The watercraft exclusion applies to the boat operator as well as anyone who is supervising or monitoring that person. Of a watercraft and use.
The policy also contained the following exception to the exclusion. Be aware of exclusion and restriction zones relating to ports and vessels including seaplane take-off areas naval zones and personal watercraft restrictions. 3d 889 1981 a case of first impression and the only Illinois case addressing this exclusion the Appellate Court analyzed the watercraft exclusion.
Boat insurance yacht insurance and personal watercraft insurance. ISO exclusion reads as the following. A case handed down by the Southern District of the Missouri Court of Appeals on June 21 2017 found a watercraft exclusion in a homeowners policy ambiguous based on the facts of the case and found the policy did cover liability for a boating injury.
Watercraft Liability is deleted and replaced by the following. WATERCRAFT EXCLUSION This endorsement modifies insurance provided under the following. Bodily injury or property damage arising out of the ownership maintenance use or entrustment to others of any aircraft auto or watercraft owned or operated by or rented or loaned to any insured.
WATERCRAFT EXCLUSION This endorsement modifies insurance provided under the following. Watercraft Exclusion Most general liability policies contain an exclusion under Coverage A Bodily Injury and Property Damage Liability entitled Aircraft Auto or Watercraft. Of a watercraft plainly and unambiguously applied in this case.
The exclusion eliminates coverage for bodily injury or property damage arising out of the ownership maintenance or use of any watercraft that you or any other insured own or operate. Generally the size restriction is 26 feet. CAUSES OF LOSS SPECIAL FORM The following is added to the EXCLUSIONS section.