The policys Watercraft Exclusion barred coverage for bodily injury.

Watercraft exclusion. Retaining walls that are not part of a building. Bodily injury or property damage arising out of the ownership maintenance use or entrustment to others of any aircraft auto or watercraft owned or operated by or rented or loaned to any insured. WATERCRAFT EXCLUSION This endorsement modifies insurance provided under the following.

The exclusion eliminates coverage for bodily injury or property damage arising out of the ownership maintenance or use of any watercraft that you or any other insured own or operate. Coverages E and F do not apply to any water-craft liability if at the time. Watercraft insurance is an umbrella term for three types of insurance.

Bodily injury or property damage arising out of the ownership maintenance use or entrustment to others of any aircraft auto or watercraft owned or operated by or rented or loaned to any insured. Aircraft Auto or Watercraft. Of a watercraft had two distinct meanings and American Family could have explicitly covered both meanings but the exclusion for injuries arising out of the ownership.

Sailboards are also restricted in many areas within the harbour. A case handed down by the Southern District of the Missouri Court of Appeals on June 21 2017 found a watercraft exclusion in a homeowners policy ambiguous based on the facts of the case and found the policy did cover liability for a boating injury. Arising out of the ownership maintenance use or entrustment to others of any watercraft owned or operated by or.

The watercraft exclusion applies to the boat operator as well as anyone who is supervising or monitoring that person. Use of an Aircraft Auto or Watercraft. It will depend on the specific policy andor added coverages.

Be aware of exclusion and restriction zones relating to ports and vessels including seaplane take-off areas naval zones and personal watercraft restrictions. The court noted loading. Of a watercraft plainly and unambiguously applied in this case.