I went through Costco and got a rate of 36 for 100k at 120 months.

Tracker boat financing credit score. Lets take a quick look at what credit score is needed to obtain most boat loans. Common reasons for being declined a loan include. Check your free credit score with the three national bureaus Equifax Experian and TransUnion.

Also know that when a lender checks your credit score it can drop a few points. Ad Explore multiple boat loan rates options without accessing your credit file. Calculate the down payment amount you can afford.

Most lenders will ask for at least 10 of the loan amount. Additionally the approval process for a standard bank loan can take up to 30 days. I have significant credit issues or have only very recently established credit.

Bass Pro Shops Boat Loan Approval. In this example you will receive 5700 and will make 36 monthly payments of 18799. Most lenders will ask for at least 10 of the loan amount.

Your credit score can make a difference in financing options. The short answer to this question is anything 700 or above however this can vary greatly depending on your lender your current assets income and other factors taken into consideration by your lender. Bought my first boat from Bass Pro Shops today they use in-house financing with a company called White River Marine Financial Services.

For example you could receive a loan of 6000 with an interest rate of 799 and a 500 origination fee of 300 for an APR of 1151. Buying an older used boat. While I have no experience with Tracker Marine I have used Lightstream with great results.