Insurance coverage while renting a car in Hawaii is optional.
Should i get rental car insurance in hawaii. I am preparing a trip to Hawaii next Feb and wonder what kind of car insurance i should get and what kind of risk i may face. Is there car rental insurance that. You can be reasonably certain that national car rental companies have liability insurance but that may not be true of small local car rental.
Personal liability is required by law which would cover damage to other persons vehicle or property. Assuring Rental Car Insurance Hawaii from Bonzah. Somewhat offhandedly many consumer advocates have recommended that consumers reject rental plans as overpriced and duplicative of personal car insurance.
Stay safe on the magnificent highways and byways of Hawaii please view the image for cost comparisons. The mid level and also the most popular one covers. Tripsaver provides you with towing service in the event of an accident lock-out and lost key service flat tire service and fuel and battery service during your rental.
In the past I would say no to it since We have our own car insurance policy but the way they word it makes me feel like with the extra cost of the insurance I dont have. While rental agencies have a long list of various coverages available for your needs very few of my clients utilize any of them. Car rental companies do not sell insurance and they are not allowed by law to sell insurance.
I saw that there were three levels of protection package on a rental car website. I have already bought a travel insurance with up to 4k excess fee to waive. Supplemental liability Insurance SLI which covers third parties in the event of an accident.
A tidy case might be made regarding the pricing since the purchase of LDW and SLI would add 2800 per day on average to the cost of a Hawaii rental. Car rental companies must have liability insurance in oder to operate legally. If you charge the car rental to your credit card you may get some form of rental car insurance as a fringe benefit from your credit card company.