There is some case law in that.

Should i disclose my policy limits. In California once a lawsuit is filed the other party can obtain your policy limits through the discovery process regardless of whether you agree to disclose limits. In California the insured has the right not to disclose her policy limit prior to litigation. If the request is received from a third-party claimant or his attorney 10-3-11172a requires the insurer provide within 30 days a statement that includes.

Effective January 1 2020 insurers writing commercial or personal auto policies must disclose insurance policies to their insureds and reveal the liability policy limits to third-party claimants. Second as I said before if the plaintiff served you with an interrogatory likely form interrogatory 41 you dont get a choice and must disclose your policy limits and other information. The short answer to the question of whenhow a liability insurance carrier operating in California must disclose policy limits information to a claimant pre-litigation is that whenever a California claimant makes a pre-litigation request for policy limits information a carrier must make a prompt written inquiry to its California insured whether or not to release policy limits information.

That means no one can get the policy limits without your express permission. When you are involved in a car crash your policy limits are privileged under the Insurance Privacy Act. The other side is looking to craft their demand to what they thing your insurance will pay based on limits.

Second unless you have been sued and are responding to a discovery request you do not need to disclose any of your insurance limits to the attorney for the other driver. Should I disclose them. Hence you may feel it is good but simple risk management not to voluntarily disclose limits beyond the minimum terms.

If an insured refuses to allow its insurer to disclose policy limits we write a letter telling the insurer to inform its insured that if they do not disclose we will immediately file suit and the insurer is obligated by law Griffith to disclose the information with or without their consent. Attributable to the accident and even then only if you were at fault. Disclosure of a high limit of indemnity has been known to encourage potential claimants in making allegations of negligence against the practice.

If your policy started on or after 01052019 We previously told you your policy would auto renew. Certain courts have held that that in fact. If you disclose your policy limits it is possible that the injured person will incur unnecessary medical expenses and seek a higher recovery from your insurance carrier.