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Should i disclose my auto insurance limits. What counts as insurance fraud. There is some case law that tells insurance companies that if they dont disclose the policy limits theres no way for the plaintiff the claimant you to negotiate in good faith so it requires a lawsuit. Certain courts have held that that in fact is bad faith on the part of insurance companies.

Should I disclose them. Ad 10 Of Customers Paid Less Than 265 Between Jan and Jun 2021. Failure to disclose the limits can actually be an incentive for an attorney to file an early suit against you simply so he can determine the amount of your insurance which would be available through the formal court discovery process.

It will become the insurance companys problem rather than yours. This includes everyone covered by the policy so make sure you have details handy of any named drivers. Or 2 whether medical treatment and property damage repair should be minimized.

However as of April 2013 you dont have to declare your unspent convictions when applying for or renewing your car insurance unless an insurer asks you about them. You might end up paying more for your policy but at least youll still be covered. Ad We Dont Just Compare We Cut Prices To Get Better Car Insurance Deals.

It is standard practice in California for the insurer to send a written request to its insured asking for permission to disclose limits information. I believe that the best policy is to release the policy limit. There is no duty to disclose limits outside of the litigation context although an insurers refusal to do so could give rise to a bad faith claim by the policy holder but since your situation is apparently in litigation thats an irrelevant point as is the regulation that requires the insurer to obtain permission from the insured for the disclosure.

My suggestion is 1 authorize the disclosure and 2 tell your insurance company in writing to settle the claim within your policy limits. Some insurers might refuse you cover in which case youll have to seek out a specialist. If your mother has her own car insurance be sure that the accident is reported to.