A diverted vehicle is one in which the person operating the automobile is talking on a cell phone using an e-mail or performing other similar activities.

Personal injury protection auto insurance policy. However 16 states require you to carry a minimum amount of PIP coverage. Personal injury protection insurance pays for medical costs and other accident expenses regardless of who is at fault. Up to 500000 in coverage.

Lets take a closer look at the personal injury protection definition. The expenses have to be related to the injury which means that property damage wont be covered by PIP. Within 30 days of losing qualified health coverage if an excluded person is injured in an auto accident coverage will be provided by the Michigan Assigned Claims Plan up to 2000000 if they have no other qualified health coverage or PIP medical coverage.

Personal injury protection PIP automatically covers your injuries after an accident regardless of who is at-fault. Most policies dont allow personal injury protection for distracted driving unless the car insurance policy includes something called a diverted vehicle clause. 85 of lost wages due to the injury with a maximum of 200 per week.

Personal injury protection insurance is a type of car insurance required in no-fault states. PIP coverage is often a requirement in No-Fault states as it covers your injuries no matter who caused the accident. This valuable coverage may help defray your costs if youve been left with steep medical expenses after a car accident.

Personal injury protection PIP is a type of car insurance that covers expenses like medical bills legal fees lost wages and more when you are in a car accident regardless of fault. Personal injury protection coverage is a type of auto insurance thats available in states with no-fault or add-on insurance laws. Up to 10000 of medical expenses per person in an accident.

They require Personal Injury Protection PIP coverage for medical care for drivers and their passengers in the event of an accident. Its sold as an add-on to your auto insurance policy and is sometimes called no-fault car insurance or first party benefits coverage. When purchasing auto insurance some drivers need to purchase personal protection coverage.