If your insurance is tied to you that doesnt mean youre automatically able to drive any other car.

Personal auto other insurance clause. Updated October 06 2020 In auto insurance an omnibus clause is a part of the insurance policy that extends coverage to individuals who arent specifically named in the policy. A range of specialist legal expenses insurance through solicitors and other business partners. Personal Insurance Protect the things that matter to you.

It is not insured under any other auto insurance policy. The other insurance provisions in your liability policy may conflict with those in another policy. Spiewak 214 Wis2d 507 570 NW2d 897 1997 statute requires self-insured car rental agency to pay the same amounts that an insurer would have been obligated to pay under a motor vehicle liability policy if it had been issued and thus protection extended to renter constituted other insurance within meaning of renters personal auto policy.

When other insurance clauses are inconsistent state law or a previous court decision may determine how the conflict is resolved. Automobile liability coverage in the amount of One Million Dollars 1000000 combined single limit CSL per accident. Personal Auto Policy We know how important it is for you to stay on the move.

For example if youre insured under two liability policies and both of them state that they apply on an excess basis. Some policies provide no coverage when other insurance is in place some pay a pro rata share and others apply in excess. Auto and Other Insurance.

They are included to comply with the principle of indemnity. Section 115802 generally requires that all auto insurance policies issued in California provide UIM coverage with limits of at least 30000 per person. The Consultant shall maintain minimum automobile coverage of a One Hundred Thousand Dollars 100000 for property damage Five Hundred Thousand Dollars 500000 for injury to one person any one occurrence and One Million Dollars 1000000 for injury to more than one personany one occurrence or b combined single limit of One Million Dollars 1000000 per.

341 152 SE2d 436 1967. Usually one policy is assigned as the primary insurance. Car insurance Car and van insurance is available through our partnership with LV.