50000 to cover total injuries.

Ohio auto insurance follow the car or driver. Typically an auto insurance policy follows the car. By filing a claim with his or her own insurance company assuming that the loss is covered under the policy in this situation the insurance company will likely turn around and pursue a subrogation claim against the at-fault drivers insurance company by filing a third-party claim directly with the at-fault drivers. Ohio drivers must carry liability insurance or proof of financial responsibility.

Generally auto insurance will follow the vehicle rather than the driver but some coverage types follow the driver too. Your cars are covered when you get in an accident. You and your passengers are covered if you are injured in your cars.

25000 for injury or death per person in an accident you caused. Mandatory Insurance It is law in Ohio that you must have insurance to drive any motor vehicle. In Ohio a person who suffers any kind of injury or damage due to an auto accident usually can proceed in one of three ways.

Thats why having the appropriate car insurance coverage is so important. A driver who has no or little insurance see page 9. Proof of insurance must be shown at traffic stops accident scenes and vehicle inspections.

Comprehensive and collision insurance covers your car. In most cases the collision and comprehensive portions of an auto insurance policy are designed to follow the vehicle. The state requires liability insurance at these minimum coverage amounts.

A vehicle owner may not allow anyone else to drive their motor vehicle without insurance. Contact your insurance agent to review your coverage and make sure youve got the protection you need. Part D - Damage to Your Auto.