Your insurance acts as primary coverage whenever you grant a non-excluded driver permission to drive your car.

Ohio auto insurance follow the car or driver. Contact your insurance agent to review your coverage and make sure youve got the protection you need. That drivers insurance may come into play but it is secondary to your coverage until your insurance reaches its limits. Part D - Damage to Your Auto.

In addition to operate a vehicle in Ohio you must be able to. There are instances when car insurance follows the driver like when you rent a car. Generally car insurance follows the car.

25000 for injury or death per person in an accident you caused. Comprehensive and collision insurance covers your car. Pays damages to your vehicle whether or not caused by a collision see page 10.

Generally auto insurance will follow the vehicle rather than the driver but some coverage types follow the driver too. These coverages pay for damage that befalls the insured vehicle. Financial Leadership Rotation Program Nationwide Insurance Columbus OH In general auto insurance follows the vehicle.

For example if Bob loans his car to James and James has an accident with it Bobs insurance will be the primary insurance responding to the accident. Mandatory Insurance It is law in Ohio that you must have insurance to drive any motor vehicle. The state requires liability insurance at these minimum coverage amounts.

Proof of insurance must be shown at traffic stops accident scenes and vehicle inspections. Thus if a family member or someone else designated on your plan gets into a collision in your car the claim should be filed with your provider unless the other driver was at fault. Comprehensive and collision auto insurance coverage on the other hand are tied to the insured vehicle they follow the car.