Reference number of the messageadvice.
Neft transaction reference number format. RTGS transactions UTR numbers are 22 characters long while NEFT transactions UTR numbers are 16 characters long. What is UTR or Unique Transaction reference number. Before you set up an online NEFT transaction banks such as HDFC Bank enable you to either have your email or.
Heres what it is what it does and how to find yours. Neft Reference Number Format Get link. Once the funds are credited to the account of the beneficiary bank.
This is the unique number generated after a successful NEFTRTGS transfer. Here XXXX is IFSC code first four characters Bank code of sender. UTR No Unique transaction reference number is generally used for reference of a particular NEFT RTGS transactionIt is a 16 digit number which denotes-First 4 digits for Banknext 1 digit for Servernext 2 digits for year next 3 digits for julian date ie number of day from 365 days of a year next 6 digits is Unique reference Number.
For every successful NEFT transaction your Bank will provide a UTR number Unique Transaction Reference No. Note The transaction reference number generated is used as UTR Unique Transaction Reference Number in NEFT messages. Be sure to make a note of the reference number of the NEFT transaction.
UTR Full Form in banking Unique Transaction Reference generally is a reference number for easily identify an NEFT RTGS or IMPS transaction. The length of the UTR number is 22 characters long for RTGS and 16 characters for NEFT the format of UTR number for RTGS transaction is XXXXRCYYYYMMDD lets understand this code. You can specify a format for this message using the Advice Format Maintenance screen.
The image for this step is given below as follows where the selection mode Reference Number. For NEFT Message th is field will be populated with 16Xs XXXXXXXXXXXXXXXX. This kind of UTR number has been using every bank in India for entire local modes for the reason of money transfer as well as they are helpful for the recipient in case there has been no fresh update or credit corresponding to your transaction.