However your vehicles own collision and comprehensive coverages usually wont extend to your trailer.

Is your trailer covered by car insurance. Yes you pay half. A trailer will be covered by car insurance per the Covered Autos and Liability sections of your contract. Just because you have comprehensive car insurance it doesnt mean youll be covered for towing - check your policy details to make sure.

Free Auto Insurance Comparison Enter your ZIP code below to view companies that have cheap auto insurance rates. Heres where things get interesting. What Trailers Are Not Considered Eligible.

I used to work for a national major insurer and yes some policies do cover trailers for damage caused to your trailer and damage your trailer does to other vehicles in an accident but you need to ask for your pds product disclosure statement The little book that comes with the car insurance to understand the nuances of each companies policies. The trailer is covered if it is attached to a vehicle you own that is insured by American Family Insurance. Your trailer wont be covered by a normal car insurance policy once its unhooked form your vehicle.

Are Utility Trailers Covered By Regular Car Insurance. Instead you can add your utility trailer to your current insurance. However the following are not considered eligible trailers by American Family Insurance.

Most insurance companies will consider the load you are towing behind your vehicle to be covered under your insurance policy if it inflicts damage on another vehicle Some companies may offer an add-on to your standard car insurance policy that covers boat towing trailer towing or your RV itself. While an auto liability policy could help you to pay for damages that you are responsible for in an accident to another car your damaged boat is probably not going to be covered by your car insurance. Your auto insurance policy will protect you against any damage or injuries youre liable for while pulling your utility trailer but.

For your car insurance coverage a boat must be actually attached to the car via a trailer in order to have damages from an accident covered. One needs to look at whether their insurance allows for add-ons. To be covered for any physical damage to your utility trailer youll need separate utility trailer insurance.