Commercial hosts provide collision and liability coverage directly to guests and may require you to sign extra paperwork.

Is turo insurance necessary. Hosts or people who rent out their cars on the Turo platform are required to have a personal car insurance policy before they can rent their vehicles out on the platform. You dont need personal insurance coverage if you book a trip with a protection plan made available via Turo. When you rent a car through Turo you can choose from three protection plansPremier Standard or Minimum.

The Turo system is broken down into guests and hosts and insurance situations differ between the two. Hosts who provide their own commercial rental insurance do not receive Turo coverage for their vehicles or their customers. Turo insurance only covers you for Turo-booked trips.

Find Our Best Insurance Quotes at MoneySuperMarket. Continue reading for a more detailed breakdown of Turos protection plans for hosts and guests. Does my insurance cover Turo.

Liability coverage is 750000 for all host protection plans except in some. Likewise if you have insurance available for rental cars from your credit card company it likely wont apply to borrowing or renting a car from Turo. However for the Standard and Premium coverage Turo will waive the deductible plus cover all repairs for your car if your car is damaged.

Certain Turo hosts car owners provide insurance separate from Turos protection plans. This video breaks down some insurance options available to Turo host. Ad Flexible professional insurance policies ranging from an hour to a year.

According to most insurance companies Turo is not the same as a rental car. Its up to 2 million in Canada and up to 20 million in the UK. Basic level coverage requires an 80 deductible for the first 3000 to cover any repairs.