As the name suggests this insurance is the bare minimum and will cover you for any costs that you may be obliged to pay out to a third party as a part of an accident.
Is theft covered in third party car insurance. Third Party Property Damage provides cover for your legal liability for loss or damage to another persons vehicle or property - however it does not cover damage to your car. But what exactly does it cover. Third-party only car insurance.
Third party fire and theft car insurance includes all of the cover offered by TPO in addition to protection against both fire damage and theft to your own vehicle. It can also be appropriate if you rarely use your car or only drive it short distances as the risk of having an accident is very low. This means your car is covered if its stolen or damaged by fire or attempted theft.
Liability cover up to 20 million for unintentional damage to someone elses vehicle or property. However standalone third party policies dont cover theft hence the distinct. Injuries to a person in another car.
A good third party fire and theft insurance policy typically covers. As you can see third party fire and theft insurance does cover a bit more than regular third party only insurance but less than fully comprehensive insurance with the potential optional extras like windscreen repair and roadside assistance which can be bundled in as well. Third Party Fire and Theft Car Insurance is a basic form of Car Insurance that provides cover for accidental damage caused to another persons vehicle.
This type of insurance does not extend cover for accidental damage to. Damage to another persons property or vehicle. Its worth taking the time to sit down and consider what you think you need to be covered by and what would suit your driving.
Third-party fire and theft TPFT cover is one of the three levels of car insurance you can buy. Third Party Fire and Theft provides cover damage to your vehicle by fire and theft only and your legal liability for loss or damage to another persons vehicle or property. In addition to this your car is covered in the event of theft hijacking or fire.