TPFT policy also covers your car if it is stolen damaged in an attempt to steal it or damaged by fire but not for any other risk event.

Is theft covered in third party car insurance. If youre involved in a car accident and its found to be your fault TPFT insurance will cover any damage you caused to the other person and their property. Have you checked if comprehensive quotes are dearer. Limited fire and theft cover is cheaper because it offers basic insurance 2 covering the costs of accidental damage that you have caused to anothers.

Injuries to a passenger in your car. As there is limited cover included for your own vehicle third party fire and theft coverage is only really recommended if your car is older and of low value or fully paid off making it not worth investing in comprehensive cover for it. A good third party fire and theft insurance policy typically covers.

In addition to this your car is covered in the event of theft hijacking or fire. These benefits are what make a third party fire and theft car insurance slightly cheaper from a comprehensive cover. With an RACV Third Party Property Fire and Theft Insurance policy youll be covered for a range of events.

A typical policy may include the following benefits. Its worth taking the time to sit down and consider what you think you need to be covered by and what would suit your driving. However standalone third party policies dont cover theft hence the distinct.

Our third party fire and theft car insurance covers you if your car is damaged by fire or stolen and if other people claim against you for injury or damage to their car or property. Third-party fire and theft TPFT cover is one of the three levels of car insurance you can buy. Third party fire and theft TPFT car insurance is a type of policy that covers any damage you cause to other people and their cars in the event of an accident that is deemed to be your fault.

It can also be appropriate if you rarely use your car or only drive it short distances as the risk of having an accident is very low. This third party fire and theft car insurance policy is an extension to the basic car insurance policy but without coverage that protects or cover for the loss or damage to your own car and first-party personal accident. Heres a summary of whats included.