We at My Family Life Insurance believe the low monthly premiums combined with the extensive coverage benefits make accident insurance worth the money.

Is personal accident insurance worth it reddit. Temporary or total disablement. My work is offering a new accident insurance benefit for 1114 bi-weekly. Is something like this ever worth.

This is if you have an accident outside of work. Accident insurance can pay you money based on the injury and the treatment you receive whether its a simple sprain or something more serious like an injury from a car accident. Accident insurance is relatively inexpensive but it also offers relatively small benefits.

Normally I decline everything except medical and dental but were planning for a. It is only beneficial however if you have the aforementioned insurance already established. For example if you suffer a total loss of speech hearing sight or the loss of the use of a hand or a foot youre considered to be eligible for a total and permanent.

Emilys mom Nancy. Cover your basic life insurance needs first after that consider an accidental death policy. Now You Know That Accident Insurance Is Worth The Money.

Here is a general overview of the policy. Personal accident cover can be obtained from a little as a few pounds a month for cover that ranges between 40000 and 100000 for a single person. Point to note - dont go for the cheapest cover you can find but a firm approved by the MOD.

That said if. As always its worth checking the small print just in case you are not covered or if the insurer offers it as an add-on to its standard cover. Personal accident cover will protect you the driver if you suffer a serious injury while in your car.