To protect employees and employers from a financial perspective there are several types of insurance.

Is personal accident insurance the same as workers compensation. Ad Arborists Forestry Public Liability Insurance. Workers Compensation and Occupational Accident Insurance can look similar to one another but these two have definite distinctions. Or simply leaning over in ones chair to reach for a fallen paperclip or other sundry can lead to a back strain and subsequent workers compensation.

Ad Ages 18 - 59 Accepted. No win no fee personal injury experts. Workers compensation claim doesnt cover the pain and suffering incurred by the injury.

For starters the way that you obtain cover in each state can be different. Workers Compensation and personal injury are functioning under two very different sets of laws and systems. Find Out How Much You Could Be Owed With Our Free Compensation Calendar Enquire Today.

The difference in damages. Seeking both personal injury claim and workers compensation claim is never considered to be a double recovery case for the following reasons. Simply put workers compensation insurance provides wage replacement and medical benefits to employees.

So they are very different types of claims. Occupational Accident Insurance provides similar coverage but for independent contractors and employees not covered under a workers comp program. Find out if you can claim in 30 seconds.

Ad Injured from a fall or trip wasnt your fault. Being hit by another automobile can spur a workers compensation claim. An experienced personal injury lawyer that takes Workers Comp cases can help you decide what the best option is for you.