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However with the January 2019 ruling buying a personal accident cover every time you purchase for every new vehicle you buy.
Is personal accident cover mandatory for bike insurance. Its bundled with carbike policy. Personal accident cover protect you against financial burden arising from any road accident in which you might get hurt. Personal accident cover for vehicle owners is mandatory as per insurance regulations.
In two-wheeler insurance a Personal Accident cover offers protection against accidental death or injuries suffered by the rider. On a closure note we can say availing a personal accident cover along with your two wheeler insurance is as important as having any other term insurance to secure your life. This does not mean that you shouldnt buy a personal accident cover.
As the name suggests the Personal Accident Cover is a compulsory add-on coverage for the owner of the insured bike that is available with both Comprehensive and Third-party policies. The ownerdriver PA cover is mandatory. Owing to the mandatory nature of a personal accident cover.
The changes in the policy were made because it was noticed that the existing CPA Compulsory Personal Accident cover was very low and insufficient. Personal Accident Cover For OwnerDriver. This is a good question.
The maximum amount that is usually offered as compensation by a Personal Accident cover is Rs1 lakh when the rider is within the age limit of 18 to 65 years. Not everyone is versed with the rules regulations of Personal Accident Cover PAC which is a very important form of coverage that all motorists should have. IRDAI The Insurance Regulatory and Development Authority of India on September 20 2018 announced new rules that will be applicable while purchasing and renewing two-wheeler car insurance policies.
The same can be bought along with your two-wheeler insurance policy. You never know what is waiting for you at the turn of the next lane. This cover includes any damage caused to the third person property and personal Accident Cover in case of death or disability of the owner-driver.
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