Life insurance for cancer patients and survivors is admittedly one of the more complicated coverage types.

Is it possible to get life insurance after cancer. Cancer survivors whove been in remission of some years are generally more likely to qualify for life cover as opposed to current cancer. The nature of your condition and the insurance companys terms for providing cover. Life insurance policies with an exclusion for cancer-related claims are rare.

A cancer diagnosis and treatment are not an auto-decline for long-term care insurance. If youve been through a cancer journey you probably know more about the need for proper insurance than most. If the skin cancer has spread and has been treated with chemotherapy andor radiation treatment then you may have to be cancer free for as long as 10 years before you can be approved for a life insurance policy.

Yes but your family history. Or you may be refused cover altogether. You will most likely pay higher premiums as the risk of you claiming is higher.

This will ask you for your age health history family health history smoking status and current life insurance you may already have in force in addition to beneficiary information and general contact info. Thats why you need the help of a specialist in high-risk life insurance to get the best policy if you are a survivor. Long-term care insurance can protect your retirement and your family in your later years.

The assumptions that we can make is that if youve been diagnosed with prostate cancer there is still a good chance that you can qualify for a traditional term or whole life insurance policy. More on life insurance and cancer. The first thing that you should know is yes you can get quality and affordable life insurance with cancer.

You can get life insurance with a pre-existing condition. Today many life insurance companies will look at a variety of factors when considering an application from a breast cancer survivor. By law you must disclose any known information about your health that may be relevant to the insurance companys decision on whether or not to provide you with cover.