However if your trailer only has two wheels then no you wont need insurance for a trailer in Michigan.
Is insurance required on a utility trailer. If you use your vehicle to pull trailers you should really consider purchasing trailer insurance. Its best to understand all the ways you can protect yourself and others with the right insurance choices. The owner states that the vehicle has the proper insurance when he signs the registration form at the DMV.
Are Utility Trailers Covered By Regular Car Insurance. Since a utility trailer isnt motorized you generally arent required to cover it with a separate insurance policy. Heres what you need to know.
Typically utility trailers are not included as part of regular car insurance coverage. So is insurance required for a utility trailer. If your trailer use is strictly personal you are not required by law to specifically insure your trailer.
Your auto insurance policy will protect you against any damage or injuries youre liable for while pulling your utility trailer but. The maximum allowed by state law for width--both interstate and nondesignated highways--is 102 inches. Insurance Requirements for Different Trailers Travel trailers often need their own insurance policies while trailers that tow other vehicles boats or ATVs could be insured under your automobile insurance policy.
The amount and type of insurance you need for a trailer depends upon its use and its value. Generally vehicles that are towed are not required to be insured separately and as long as the vehicles towing the utility trailers are insured a separate policy is unnecessary. The Insurance You Need for a Trailer.
If your trailer has more than two wheels then yes you will need to have insurance for a trailer for in Michigan. Youll need to buy specific insurance for a tow trailer rental through the rental company for protection. Title of Utility Trailer.