However if your trailer only has two wheels then no you wont need insurance for a trailer in Michigan.
Is insurance required on a utility trailer. The state-mandated liability insurance for your vehicle will extend to your trailer. The amount and type of insurance you need for a trailer depends upon its use and its value. Do utility trailers need insurance.
Your insurance broker can help with this as well. Because of the countless situations that may occur with a trailer it is not entirely possible to say that your auto insurance policy will provide liability protection. The Insurance You Need for a Trailer.
Texas state law mandates that the maximum height for a utility trailer for state highway use is 14 feet. Youll need to buy specific insurance for a tow trailer rental through the rental company for protection. Generally vehicles that are towed are not required to be insured separately and as long as the vehicles towing the utility trailers are insured a separate policy is unnecessary.
To find out what kind of coverage you need for your trailer locate an independent agent in our network. If youre towing a trailer that detaches and causes damage to property an accident or harm to someone youll be held financially responsible. Its best to understand all the ways you can protect yourself and others with the right insurance choices.
Your auto insurance policy will protect you against any damage or injuries youre liable for while pulling your utility trailer but. If you want to cover the trailer itself and the items inside it for damage theft and more then you will need to purchase an endorsement on your auto insurance policy or a separate trailer insurance policy. Since a utility trailer isnt motorized you generally arent required to cover it with a separate insurance policy.
One of the most common questions we hear is Do I need trailer insurance While trailer insurance may not be required in Pennsylvania we do recommend that you notify your agent that you have purchased a trailer and he or she can guide you through the process. Typically utility trailers are not included as part of regular car insurance coverage. Typically your liability insurance coverage will not cover rented vehicles including trailers.