If your trailer use is strictly personal you are not required by law to specifically insure your trailer.

Is insurance required on a utility trailer. Generally vehicles that are towed are not required to be insured separately and as long as the vehicles towing the utility trailers are insured a separate policy is unnecessary. If you use your vehicle to pull trailers you should really consider purchasing trailer insurance. However if your trailer only has two wheels then no you wont need insurance for a trailer in Michigan.

July 2 2019 by Steven M. Since a utility trailer isnt motorized you generally arent required to cover it with a separate insurance policy. One of the most common questions we hear is Do I need trailer insurance While trailer insurance may not be required in Pennsylvania we do recommend that you notify your agent that you have purchased a trailer and he or she can guide you through the process.

The amount and type of insurance you need for a trailer depends upon its use and its value. The owner states that the vehicle has the proper insurance when he signs the registration form at the DMV. Texas requires that the truck and trailer combined be less than 65 feet in length.

However unlike other types of trailers such as RVs you probably dont need to purchase a standalone policy for your trailer. Insurance Requirements for Different Trailers Travel trailers often need their own insurance policies while trailers that tow other vehicles boats or ATVs could be insured under your automobile insurance policy. Its best to understand all the ways you can protect yourself and others with the right insurance choices.

While we arent insurance agents we have been in the trailer business a long time. Your auto insurance policy will protect you against any damage or injuries youre liable for while pulling your utility trailer but. Title of Utility Trailer.

Because of the countless situations that may occur with a trailer it is not entirely possible to say that your auto insurance policy will provide liability protection. The Insurance You Need for a Trailer. If youre towing a trailer that detaches and causes damage to property an accident or harm to someone youll be held financially responsible.