Theyre all provided through Liberty Mutual a major US.

Is insurance provided with turo. Top benefits for hosts who opt for a protection plan provided via Turo. Youll choose one of these insurance levels when you make your car available through the Turo website or app. If a guest provides their own insurance policy they would get a reduced deposit requirement.

Turo currently offers an incentive for guests to provide their insurance information during the time of booking. Ad Flexible professional insurance policies ranging from an hour to a year. To list their cars on Turo hosts who decline insurance provided via Turo and hosts in countries outside of the US Canada and the UK must operate as Commercial Hosts.

Turo insurance only covers you for Turo-booked trips. All hosts outside of the USA UK and Alberta British Columbia Nova Scotia Ontario and Quebec in Canada must have commercial rental insurance for their customers. Ad Compare Our Best Insurance Policies at MoneySuperMarket.

You must carry personal auto insurance to comply with your states laws and stay protected when youre not renting your car out with Turo. Turo will reimburse hosts for eligible physical damage costs in excess of the deductible subject to terms and exclusions for the lesser of the cost of repair up to the actual cash value of the vehicle or 125000. If you are borrowing a Turo car you still may be covered by your personal car insurance.

According to most insurance companies Turo is not the same as a rental car. Turo will also be allowed to advertise its platform in New York for the first time since 2013 when it suspended operations there because the New York Department of Financial Services said it was not complying with state insurance. Once a Turo trip begins your chosen Turo vehicle protection plan kicks in during the trip to act as your primary insurance coverage for any damages incurred.

Ad Flexible professional insurance policies ranging from an hour to a year. Get your free quote now. If you have insurance coverage that covers you for rentals it may not cover you for borrowing a Turo car.