If youre looking for an insurance company with a program that monitors your driving and rewards you with a discount for exhibiting safe driving habits Geico may not be the right car insurer for you.

Is geico or usaa better. The Bottom Line In the meantime compare car insurance rates from top companies for free right now. However GEICO is accredited and USAA insurance is not. Power ranks companies on customer satisfaction using factors like prices billing claims and what products are.

The average Geico car insurance premium is 42 per month according to WalletHubs research. Between Geico and USAA USAA was the more affordable choice for drivers who put 6000 miles on the odometer each year. For those who are in or have been in the military and their families USAA is usually the better choice.

However Geico covers drivers outside of the military and has steep discount opportunities that could lead to a premium lower. Both Geico and USAA offer cheap rates but Geicos probably your best bet for the cheapest rates with an average 1102 per year. We recommend Geico as the best overall provider in the industry and Progressive for drivers.

Yet USAA doesnt cost much more with its average 1226 per year. For drivers who dont qualify for USAA GEICO was recognized in our industry review as the Best. However on average GEICO has slightly cheaper insurance rates.

When it comes to cost USAA and Geico are both top choices. Geico is in the second-place slot with an overall average of 1168. If you are an active or retired member of the military USAA is likely the better choice for you.

Comparable to USAA this company offers government-minded service with military benefits like a dedicated customer service team. Most drivers will go with Geico because of its cheap rates and wide customer base including people not connected to the military. GEICO is available to all men and women which gives them an advantage over USAA.