Cheaper in high-density areas This top insurer has the lowest cost in New York compared to other companies listed here.

Is geico insurance cheaper than usaa. However on average GEICO has slightly cheaper insurance rates. RATES BY CREDIT SCORE. See typical car insurance costs for Geico and USAA by credit tier below.

Most drivers will go with Geico because of its cheap rates and wide customer base including people not connected to the military. One of the most significant factors that auto insurance companies look at is your driving record. Therefore Geico has the cheapest auto insurance but in most instances Progressive USA and Esurance provide lower prices.

GEICO is available to all men and women which gives them an advantage over USAA. The two cheaper rates came courtesy of two separate divisions of USAA which caters exclusively to military personnel and their families. State Farm Geico and State Farm are both cheaper on average than Allstate or Progressive according to our analysis.

Check out average insurance costs by credit tier for Allstate and USAA below. USAA only offers coverage to active inactive and retired military members and their immediate family members. USAA is only available to active or retired military personnel and children of military personnel.

We found that Geico had lower rates than USAA especially for New York drivers. Eligibility requirements for their military discounts. That makes USAAs rate 7 less expensive than Geicos.

Both Geico and USAA offer cheap rates but Geicos probably your best bet for the cheapest rates with an average 1102 per year. However other auto insurers such as Progressive Esurance and USAA offer auto insurance below what Geico offers. Insurance shoppers with outstanding credit a score of 800 or higher should lean toward USAA which typically beats GEICO by 224 annually.