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Is commercial auto insurance more expensive than personal. The reason is commercial auto insurance comes with much higher coverage limits than what you would find in a personal policy. Most personal auto policies do not have that high of limits. Commercial auto insurance policies typically offer higher limits than personal auto insurance policies.

Differences between commercial and personal car insurance. Cars Vans Lorries Buses Taxis. Personal auto insurance policies can provide enough auto insurance coverage for.

Get A Free Quote In Minutes. Get A Quote Today. There are many reasons for this including the inclusion of multiple vehicles that are sometimes for specialty uses the need for multiple and changing drivers in these.

As such the liability limits need to go up which puts you at an increased level of coverage. Personal auto insurance and relying on commercial auto insurance vs personal cost. With commercial auto policies you are allowed to list anyone that you employ.

Thats because commercial policies cover at. The Gist Unfortunately commercial auto insurance is more expensive than personal auto insurance. 3 Year Fixed-Price That Includes Legal Protection As Standard And Much More.

Now days it cost more but there is a good reason for that if you are having a commercial auto policy your limits usually are much higher more like 1 million in liability limits or higher. Required Business Liability Limits - If your business vehicle requires higher liability limits you will probably need a commercial auto insurance policy. Confused commercial van and vehicle insurance.