Since a utility trailer isnt motorized you generally arent required to cover it with a separate insurance policy.

Is a utility trailer covered by auto insurance. It can also cover legal fees in the event that someone takes you to court. The amount and type of insurance you need for a trailer depends upon its use and its value. Dont Just Read it DARE It.

Enjoy Protection To Suit Your Lifestyle Needs Plus Choose Your Own Excess. These could be a lawn cutting equipment. If your detached trailer is damaged or destroyed while sitting in someone.

Additionally factors such as the type of trailer being pulled and whether or not it is a rental will impact coverage. If it is a utility trailer with a car on it or a pleasure craft such as an ATV or watercraft than it likely will be extended coverage though you would need to check about coverage for the contents of the trailer. While most auto insurance policies will cover liability coverage for a trailer you own if it is being pulled by the insured vehicle when an accident occurs this can vary among different policies and in different states.

Or snow removal equipment for example. Are Utility Trailers Covered By Regular Car Insurance. Eligible trailers and vehicles are defined as utility trailers travel trailers and horse trailers that you own and are registered in your name Your auto insurance wont provide liability coverage for a rented or non-owned trailer.

Do utility trailers need insurance. Enjoy Protection To Suit Your Lifestyle Needs Plus Choose Your Own Excess. If you want better protection for your own property you will need to have RV Insurance.

However this can vary among different policies and in different states. It is important to distinguish between the covered recreational vehicles and the options that require their own policy altogether. However this typically only applies to liability coverages.