Instead the liability coverage you already have for your tow vehicle will protect you in the event youre liable for injuries or damages while pulling the trailer.

Is a utility trailer covered by auto insurance. Dont Just Read it DARE It. Anuncio Connect Explore And Indulge In Life. When I purchased the trailer the auto insurance company said that the trailer would be covered whenever it was towed by my insured vehicle.

However this can vary among different policies and in different states. Now since the trailer was damaged in an accident the insurance company says that the trailer should have had a policy of its own and is not covered. The answer generally speaking is that most auto insurance policies will provide liability coverage for a trailer you own if it is being pulled by the insured vehicle when an accident occurs.

Dont Just Read it DARE It. It can also cover legal fees in the event that someone takes you to court. Instead you can add your utility trailer to your current insurance.

With utility trailers there is the concern of the goods that they are carrying get damaged. Enjoy Protection To Suit Your Lifestyle Needs Plus Choose Your Own Excess. Trailer insurance covers horse trailers motorcycle trailers ATV trailers boat trailers utility trailers and many other varieties.

RV insurance covers many of the similar risks that auto insurance does including collision comprehensive and liability coverage. To be covered for any physical damage to your utility trailer youll need separate utility trailer insurance. It could also depend upon the type of trailer you are towing.

Additionally factors such as the type of trailer being pulled and whether or not it is a rental will impact coverage. However this typically only applies to liability coverages. Anuncio Connect Explore And Indulge In Life.