Find out if your credit card offers some form of automatic car rental insurance coverage.

Is a rental car covered under my insurance. Bow Valley Insurance strongly advises that you consult your insurance provider before renting a vehicle anywhere. If your auto insurance policy includes the OPCF 27 you already have coverage for damage to a vehicle that you dont own such as a rental automobile. If I rent a vehicle or a U-Haul is it covered under my personal car insurance policy.

Insurance for rental cars refers to one of two things. Your Home insurance provides coverage for any possessions you have in the car like a camera or luggage. A note of caution the OPCF 27 is only valid for driving non-owned automobiles in Canada and the United States.

This is an endorsement if your vehicle is getting repairs due to accident damage to pay for rental expenses. Rental car coverage can be used anytime your vehicle can not be driven due to a covered loss even if you are away on vacation. Keep in mind that your full coverage might not extend to a rented or borrowed vehicle.

Physical damage to the rental vehicle may be covered if you carry it on your own vehicle. Rental reimbursement coverage can help you pay for temporary transportation expenses including a replacement rental car but your coverage may be subject to limits. In other words buying rental car insurance coverage may duplicate what you already pay for.

Many rental vehicle companies offer insurance to their customers but its often much more expensive than what we offer and it may not cover as much. Look for similar coverages in your home province. His insurance company is waiting for the total damage from the other person in the claim.

Not all credit cards offer car rental insurance. I have a liability-only policy. Rental Vehicle coverage gives you and your rented vehicle great protection at a very affordable rate.