When an insured driver tries to cause someone harm this voids the insurance coverage.

Intentional accident auto insurance. However almost every liability policy will have an exception for intentional acts of the insured. Recommended by 938 Of Users. An intentional injury is not an accident.

You intentionally damaged his car so your auto insurance for several reasons wont cover his damage. The second reason is that auto insurance policies almost always contain a coverage exclusion for intentional acts such as assault. Quick and Easy to Purchase With No Added Fees From Just 123 Per Day.

He intentionally damaged your car with a bat and for several similar reasons his insurance wont cover your damages however you did not intentionally drive into the fence. Intentional injuries are one of the exceptions insurance providers attempt to exempt injured parties from obtaining benefits. Why arent they paying for my losses.

So even if a policys coverage could be read to extend to acts of the insured that occur outside of the insured vehicle no coverage will be afforded if the insureds wrongful acts are committed intentionally and an assault is always considered an intentional act. Ad Unlike Some Insurers Marmalade is Exclusive to Learners and Young Drivers. Ad Whether Rain Or Shine Well Have Your Car Insurance Covered.

Ad Our Car Insurance Policies Include RAC Roadside Assistance. However some automobile insurance policies provide coverage for injuries that arise from ownership use or operation of a vehicle. The typical liability insurance policy does not provide coverage for the intentional acts of their insured.

They might say the incident was intentional for example. Not to defend the insurance industry but it does make some logical sense. Your only option would be to file a claim on your own auto policy for uninsured motorist coverage.