Once a driver sustains injuries due to an automobile collision an injured driver may first use the at-fault drivers insurance coverage to pay for his or her property damage medical bills and other damages.
Indiana auto insurance laws accident. Uninsured Motorist Bodily Injury Coverage. Indiana has set minimums for liability car insurance coverage. You can generally prove that youre qualified by simply purchasing an Indiana vehicle insurance policy.
What is PIP Insurance. Indiana Car Insurance Laws. Indiana auto accident laws require drivers to buy liability insurance coverage.
Ad Award-Winning Personal Injury Solicitors With Nationwide Coverage - Call Us Now. Indiana state law requires the following insurance minimums to be met to legally operate a vehicle. Bodily Injury Liability Coverage.
The minimum amounts of coverage are. Insurance in Indiana is fault-based meaning the person responsible for causing a car accident is responsible for paying the damages that stem from the accident. You were partially liable for the accident Indiana law allows accident victims to recover compensation for their injuries as long as they are no more than 50 at-fault however if you have any percentage of fault for the collision you may experience a rate increase.
The Indiana car insurance laws require motorists to carry liability insurance for both bodily harm minimum limits of 25000 single incident50000 aggregate and. This means that the person who was at fault for causing the car accident is also responsible for any resulting harm from a practical standpoint the at-fault drivers insurance carrier will absorb these losses up to policy limits. 25000 per person 50000 per accident.
Find Out How Much You Could Be Owed With Our Free Compensation Calendar Enquire Today. Because Indiana follows a fault-based system all motorists are required to maintain the following minimum amount of liability insurance coverage. While PIP coverage is not required by law in Indiana the financial protection this coverage affords can make it worthwhile.