Indiana applies the at-fault rules when it comes to car accident and insurance coverage.
Indiana auto insurance laws accident. You can generally prove that youre qualified by simply purchasing an Indiana vehicle insurance policy. The insurance company will automatically notify the Indiana Bureau of Motor Vehicles and keep you on positive record given that you make your payments on time. Indiana follows a traditional fault-based system when it comes to financial responsibility for losses stemming from a car accident.
25000 for property damage caused by the driver of the insured vehicle. Do I Need to Report a Car Accident in Indiana. In the state of Indiana drivers who have been in a car accident must be able to demonstrate financial responsibility.
Injuries incurred during an auto accident can be hugely expensive. You were partially liable for the accident Indiana law allows accident victims to recover compensation for their injuries as long as they are no more than 50 at-fault however if you have any percentage of fault for the collision you may experience a rate increase. Indiana is not this way.
Auto insurance requirements in Indiana. Bodily Injury Liability Coverage. This means that the person who was at fault for causing the car accident is also responsible for any resulting harm from a practical standpoint the at-fault drivers insurance carrier will absorb these losses up to policy limits.
Find Out How Much You Could Be Owed With Our Free Compensation Calendar Enquire Today. Uninsured Motorist Bodily Injury Coverage. Indiana state law requires the following insurance minimums to be met to legally operate a vehicle.
Uninsured Motorist Property Damage. Indiana has set minimums for liability car insurance coverage. All drivers must carry a policy that has at least 25000 for bodily injury or death of one person 50000 for total bodily injury or death liability and 25000 for property damage in the event of an accident caused by the driver of the insured vehicle.