Auto insurance requirements in Indiana.

Indiana auto insurance laws accident. Indiana is a diminished value state meaningdrivers are allowed to recover diminished value from the at-fault partys insurance companyWhen your vehicle experiences an accident even if it is fully repaired to its pre-loss condition the resale value decreases. Indiana requires the following required auto insurance coverage. 25000 for bodily injury or death caused by the driver of the insured vehicle.

Find Out How Much You Could Be Owed With Our Free Compensation Calendar Enquire Today. If the accident results in injury or death of a person you are required by law to give notice by the quickest means of communication to the local police department the office county sheriff or 911. Yes in some cases.

Injuries incurred during an auto accident can be hugely expensive. Injuries lost income vehicle damage and other damages. All drivers must carry a policy that has at least 25000 for bodily injury or death of one person 50000 for total bodily injury or death liability and 25000 for property damage in the event of an accident caused by the driver of the insured vehicle.

Indiana has set minimums for liability car insurance coverage. While PIP coverage is not required by law in Indiana the financial protection this coverage affords can make it worthwhile. Personal injury protection PIP insurance helps mitigate some of those costsit covers medical bills and other expenses regardless of which party is determined to be responsible.

You were partially liable for the accident Indiana law allows accident victims to recover compensation for their injuries as long as they are no more than 50 at-fault however if you have any percentage of fault for the collision you may experience a rate increase. Uninsured Motorist Property Damage. Indiana car insurance laws require all drivers to carry auto insurance when driving or parking on public roads.

25000 per person 60000 per accident. 25000 for property damage caused by the driver of the insured vehicle. Because Indiana follows a fault-based system all motorists are required to maintain the following minimum amount of liability insurance coverage.