Contact your insurance agent to review your coverage and make sure youve got the protection you need.
In ohio does car insurance follow the car or driver. Insurance coverage follows the vehicle. If someone else borrows your car in a way theyre borrowing your car insurance too. The types of car insurance that follow the car in Ohio are bodily injury liability personal injury liability collision and comprehensive.
Learn More About Car Insurance. While this is usually accomplished by purchasing auto insurance the ohio bureau of motor vehicles does allow drivers to use the following although car insurance rates have increased in ohio in recent years ohio is still the 12th cheapest. Car Insurance Follows the Car.
Ohio law requires the following for insurance coverage. Yes car insurance is legally required in the state of Ohio. Does car insurance follow the car or the driver.
Texting and Driving in Ohio. Comprehensive and collision insurance covers your car. Youre required to carry bodily injury liability and property damage liability in Ohio.
The variables that determine if coverage will follow the driver or. When it comes to your car insurance there are coverages that can follow you as the driver or your vehicle. You and your passengers are covered if you are injured in your cars.
Comprehensive and collision auto insurance coverage on the other hand are tied to the insured vehicle they follow the car. In some cases you may be required to maintain an SR-22 at that point. In most instances as long as the owner of the car has insurance their policy covers it even if someone other than them drives the car.