But when the policyholder is liable for damage to another drivers property that other driver can file a claim through the policyholders insurance hence the third party.

How to make a third party car insurance claim. Making an claim is an important decision. Inform your insurance company within the stipulated time period. Procedure for raising a third party insurance claim To initiate a third party insurance claim you will have to do the following.

Send your car to the panel workshop of the other parties insurance company 3 Appoint your own Independent Licensed Adjuster to evaluate the cost of the damages to your vehicle. Your insurer can work with the other drivers insurance company on your behalf and help you file a third-party auto insurance claim. And depending on how the accident occurred you could be found partially at fault.

Ensure the FIR has all details of the vehicles. While there is no limit on the liability covered for injury or death the cover for third-party property usually the third partys car. So it is imperative to understand the difference between stand alone third party insurance and comprehensive insurance while making a comparison between them.

Get the insurance details of the third party car and inform the third partys insurance company about the accident. On meeting with an accident where there is any injury to third party the first thing you should do is make a call at. Require it to pay your damages.

To make a claim get a form from your insurer or write to the other driver or their insurer giving details of the accident and the other drivers policy number. This is called a third-party claim. The case for claiming compensation under third party will be filed against you and your insurer.

Procedure in making a third party claim. The long procedure of claiming third party insurance starts with registering an FIR in a nearby police station followed by collecting a charge sheet. A third-party property damage claim is usually handled by the other drivers insurance company immediately after the accident and separately from any personal injury claim related to the accident.