The car you drive can influence how much you pay for insurance and whether or not you can get low-cost auto insurance.

How to lower auto insurance cost. Generally inexperienced drivers or younger drivers drivers under 25 may see higher rates than older drivers who have been driving for longer due to the increased risk of accidents or traffic violations. For instance Nationwide estimates that if you raise your deductible from 200 to 1000 you may save about 40 on your insurance premiums. Another quick and easy way to reduce car insurance costs is by raising your deductible.

And quoting with Progressive could earn you some of the less well-known discounts and savings opportunities below. Raising your deductible will lower your car insurance rates. If you have two vehicles and you think your family can manage by driving only one car look into temporarily suspending your car insurance coverage on the vehicle not needed.

You can call companies directly or. Raise your deductible. Get at least three price quotes.

Car Make and Model. Your history as a driver does impact that cost of your insurance especially if you have a history of traffic offences. Typically the higher your deductible the lower your premium.

There are certain types of cars that are viewed as being more likely to be in a crash if theyre driven by an irresponsible driver. Insurers know this lowers your risk of getting into an accident and they reward you accordingly. This is because some insurance providers will give you a discount for paying one larger lump sum.

Prices vary from company to company so it pays to shop around. Drive according to road conditions. 3Get With the Telematics Program.