Your insurance history ie you making payments on time continuous insurance and good driving habits will likely contribute to lower rates.

How to lower auto insurance cost. This is because some insurance providers will give you a discount for paying one larger lump sum. And quoting with Progressive could earn you some of the less well-known discounts and savings opportunities below. With that in mind here are eight ways you may be able to reduce your car insurance premium during the COVID-19 pandemic.

You can call companies directly or. While you will need to pay more upfront in the event of a covered claim youll save over the long term. Secondly increasing your deductible can help to minimize the cost.

Firstly paying your premium as one-time yearly payment can be cheaper in the long run than paying it on a monthly basis. Bundle Your Car and Homeowners Insurance. Drive according to road conditions.

The car you drive can influence how much you pay for insurance and whether or not you can get low-cost auto insurance. 5 If you raise your deductible make sure you have enough money set aside to pay it if you need to. Be a Safe and Responsible Driver This is number one for a reasonnot only does it lower your premiums it also helps keep the roads safe for everyone.

If you can afford to pay a higher deductible in the event of filing a claim you will see lower car insurance costs for your premium. Generally inexperienced drivers or younger drivers drivers under 25 may see higher rates than older drivers who have been driving for longer due to the increased risk of accidents or traffic violations. There are certain types of cars that are viewed as being more likely to be in a crash if theyre driven by an irresponsible driver.

3Get With the Telematics Program. Prices vary from company to company so it pays to shop around. If you have two vehicles and you think your family can manage by driving only one car look into temporarily suspending your car insurance coverage on the vehicle not needed.