Chances are youre using your cargo trailer to transport goods or gear.

How to insure a utility trailer. You provide the insurance company with the year make serial number and value of the trailer and they insure it at the desired deductible. This requirement doesnt apply to trailers that are not owned by the first named insured. Collision coverage pays for damage incurred to your trailer in the event of an accident such as a fender bender with another motorist an impact with infrastructure or a rollover.

New for old cover New for old cover affords you compensation to replace your trailer with the same version or equivalent new version of your trailer should it need to be replaced. To apply and register your vehicle or trailer take all of your documentation to any Autoplan broker. You might want to consider two types of utility trailer insurance.

Httpstruckinsuranceclubnear-mehow-to-insure-a-camper-trailerOur video. While each areas regulations may vary they all need required paperwork such as registration applications and titles. A trailer that is titled to the named insured you or your business on the Commercial Auto Policy and has a GVW of over 2000 pounds needs to be included on the policys vehicle schedule in order for liability coverage to apply to the trailer.

To get the information you need about insurance for your utility trailer meet with a local independent agent who can answer your questions about any applicable state requirements and provide quotes from several different insurance providers. Often bundling your trailer insurance with your car insurance can save you money on your premium. A utility trailer used for business purposes requires a commercial auto insurance.

Comprehensive coverage pays for damages incurred from other unforeseen circumstances. Utility trailers used for non-business purposes are covered by a personal auto policy. To be covered for any physical damage to your utility trailer youll need separate utility trailer insurance.

View a complete list of vehicles we insure or businesses we insure. But it may cost you a few hundred dollars per year to insure a 75000 horse trailer. Youll have to fill out a valid TransferTax Form this is a sample only at the brokers office.