Should you have a more serious kind of cancer you might not be able to get regular whole or term life insurance.

How to get life insurance if you have cancer. Getting life insurance after a cancer diagnosis. They only pay a benefit if you die from an accidental cause. Many people think they can qualify for life insurance soon after remission but that is not true.

However as cancer is so common the life insurance industry has had to learn how to cover people with cancer. Tax Benefits US 80C 80D TC. Many insurers dont offer affordable cover until at least 2-3 years after youve recovered from cancer.

The coverage limits on these. If someone dies due to cancer during the coverage period the policy will pay the death benefit to the named beneficiaries. Life Insurance with Cancer.

With this coverage your insurer wont look into your health or ask any questions. Get A Quote Now For Our ULIP Policies. Ad Looking For Insurance And Investment Together.

Depending on the insurer and the type and stage of cancer you may have to wait two to five years from your last treatment before getting approved for life insurance. Many companies want 10 years because the recurrence rate can be high with many types of cancer. While it might be more challenging to get a policy individually you may be able to get life insurance through your employer if your company offers a group life insurance plan.

If you are currently undergoing treatment for cancer or if you have had a cancer diagnosis within the last two to four years you will not be able to purchase a traditional term or whole life insurance policy and will have to purchase a more expensive final expense policy. Get Free Quick Quote Now. Both term and permanent life insurance policies typically cover cancer.