Komen website there are certain things breast cancer survivors should keep in mind when working with a life insurance provider.
How to get life insurance after breast cancer. A critical illness rider also can provide a cash benefit to help you pay for treatment if you have a. Yes but it depends on where you are in your recovery. If you are currently in treatment for cancer you cannot get traditional life insurance.
Terms for Breast Cancer life insurance will depend on a number of factors which will be assessed by underwriters such as. After a breast cancer diagnosis the insurer may choose from one of four options when extending coverage. At RiskQuoter we review your medical history get preliminary feedback from life insurers and tell you exactly what to expect before you apply.
If you qualify for life insurance after a cancer diagnosis consider adding certain policy riders. Because yours was stage 2 breast cancer Hoven believes you might qualify for a policy with Hartford in as little as three years after your last treatment depending on the severity of the cancer. If your breast cancer was ER-Positive standard life insurance rates are possible.
Breast cancer survivors can get life insurance by proving they have received full treatment and completed regular follow-up visits per doctors orders. Root who specializes in helping people with health issues find coverage says the most important factors life insurers consider for breast cancer are. Offer coverage as normal.
If not ER-Positive most insurers will postpone offering life insurance for 1-2 years after all treatment. Work with an agentlife insurance company that is licensed by the state insurance department. You can get term life insurance with a history of breast cancer if you can pass underwriting.
Can I get life insurance if Im diagnosed with breast cancer. Mastectomy Lumpectomy Chemotherapy etc. The waiting period also depends on the severity of the cancer you had at the time of diagnosis.