The rental car insurance company Insure My Rental Car offers customers up to 100000 in rental car provisions for injury or theft without deductibility.

How to get free rental car insurance. If you own a car your personal auto insurance policy may include coverage for rental cars. Coverage typically tops out at 65000 and does not cover exotic or luxury cars. Many of the best no foreign transaction fee credit cards in Canada include free rental car insurance but the Home Trust Preferred Visa has no annual fee and a low personal income requirement for you to qualify.

This type of insurance wont reduce the excess nor your deposit youll pay when you pick up the car although it does insure both. This will be offered when you pick up the vehicle. If your card offers adequate protection you can safely decline the CDW or LDW offered by the rental company and save up to 30 daily.

Using your credit card for rental car coverage Credit cards often provide coverage for rental cars assuming you have used the card to pay for the rental and the rental. 1 Use your credit card The majority of premium credit cards with an annual fee offer rental car collision and loss insurance. If you book your car directly with the rental company online you can buy cover for it at the same time.

In August 2021 a woman rented a truck with her credit card that had car rental insurance on it. However delays often occur. The credit card rental car insurance covers you up to 48 days as long as the car rentals MSRP doesnt exceed 65000.

But in a word its expensive overall prices range from 31 to 60 per day for rental insurance from these providers. How to Get Rental Car Insurance if Youre at Fault or Have Non-Collision Damage. Rental car insurance costs vary depending on the vehicle and location.

How many times have you been faced with the decision on whether or not you should purchase car rental insurance while at the car rental company. If you rent a car through one of the big online travel agencies OTA such as Expedia or Priceline the agency normally offers you the option to. If youre using your credit card you need to waive the LDWCDW insurance on the car rental contract and you need to pay for the full rental using that credit card If youre renting outside of North America its best to call the number on the back of your card to get the finer details of protection.