It is not all that hard to get insurance without showing your insurance company the title.
How to get car insurance without a title. You can get car insurance with no title because car insurance companies recognize that not every driver will be able to access their vehicles title. Typically you cannot get car insurance without a title unless proof of insurance is required to purchase a car. If the car is left on private property you must obtain a court order to be able to get the car titled in your name.
In order to prove your insurable interest when you apply for car insurance you may need to submit your cars registration or your cars title also called a pink slip which is an official document that says who owns a vehicle. This reason is why car insurance is required for your loan. In many states where it is technically legal to sell a vehicle without a title the seller may be required to eventually produce the title or to sign a document stating that they are authorizing the new owner to receive a duplicate title.
During the insurance application process the online representative or agent will ask you if you own the title or if you are under a car loan that you are paying back. All you have to do is make sure that you prove you have an insurable interest in the vehicle. Scroll down to learn how to get car insurance without a title and compare rates from local car insurance companies.
The quick answer to your question is yes you can get auto insurance with no title. When you no longer have your car due to an accident or theft. However some jurisdictions may require you to come to the DMV in person in order to make this request.
Another case would be if you inherited a car from your parents. In this case you can insure your car without a title but provide evidence of ownership to your insurance provider within 30 days from notice that you have inherited the car. Can you get insurance without a title.
Without a title to prove your ownership of the vehicle you will need to check your states DMV website to find out if you are eligible for a bonded title in your state and if you meet the requirement one of which usually include residence in the state you can go ahead to purchase a surety bond and apply for a bonded title through your state government. Get a bonded title. No matter where you live you will have to have insurance in order to buy a car.