You can use your collision insurance coverage to pay for car repairs.
How to get car fixed after accident. You can even take the cash and get your car repaired much more cheaply by a friend instead of using their suggested auto repair shop. Your lender will want their collateralthe carto be fully working and want you to repair any damages. It is possible that the at-fault drivers insurance company will offer to get your car fixed after an accident but may limit the businesses and quality of repairs from different vendors they work with in auto damage claims.
You can take the insurance money and do what you wish with it. There is nothing forcing you to get your vehicle repaired in this case. If you were at fault in an accident and you dont have car insurance you could be in a lot of financial trouble.
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If you own your vehicle outright then the answer is no. Reaching an agreement can be wild but the innocent one in the accident should expect the other driver to make use of a rental car selecting your own preferred body repair shop and also use standard OEM parts during repairs. Whatever the reason there is a chance you were driving without car insurance.
Get estimates on the damage to your car. Still You should applaud the idea of trying to get your car fixed after a fender bender accident without involving the insurance company. Call your auto insurance provider.
If your car malfunctions after an auto repair shop repairs it you can report it to your insurer and take your car back to the shop for further repair. Again your car insurance company may assign or need to pre-approve the mechanic. You will need to hire or at the very least consult with a personal injury attorney to help you with the insurance company.