In this situation money expert Clark Howard advises that a 250500 policy is a good starting point.

How much auto insurance do you really need. It is highly recommended to have uninsured motorist coverage. However while auto insurance coverage limits of 25000 and 50000 may seem like a lot of money the reality is that accidents are expensive and state required auto insurance minimums will not be enough to cover any property or bodily injuries that occur in an accident. Typically most insurance professionals will recommend a minimum of 1000000 in liability or higher limit.

Stronger Together Learn how were continuing to help our customers move toward a brighter future. In states with no. To learn more about How Soon Do I Need Insurance After Buying A Car Insurance you must check out.

The amount of car insurance you need depends on where you live the value of your vehicle and how much coverage you can afford Most drivers need whats called full coverage car insurance which means that it includes comprehensive and collision coverage in addition to liability. Well lets examine what liability insurance protects. When looking at how much car insurance coverage you need its best to do your research well ahead of when you need the coverage.

For example minimum state requirements for liability might be 20405. How much you need. How much car insurance do you really need.

You will see them as a ratio of three numbers in your auto insurance policy. Comprehensive and collision deductibles can range from 250 to 1000. Thats in case someone youve harmed tries to come after you for everything youve got.

How much car insurance do you really need. 100000 in coverage can cost between 10-15 per month. Thats 250000 of coverage per individual and 500000 for injuries to all the occupants of another vehicle that you harm.